A good CIBIL score is between 720 and 900 and is based solely on your credit history and behavior. This helps borrowers take advantage of various benefits, such as higher loan amounts, faster loan approvals, and lower interest rates. A CIBIL score of 750 and above is considered a good CIBIL score for an unsecured loan. If you have a good CIBIL score, you are more likely to get high interest rates and get loans faster. You can save a lot of time and money.